My first template!!!

I recently became a Sugar Plum over at Polka Dot Plum.  Part of my "requirements" is to host a challenge once a month.  For the past few months I have been hosting a font challenge but this month I wanted to try something different so I signed up to host a template challenge!  I have never made a template before but I am addicted to using them!!  So I started messing around and this is my first attempt at making a template.  I decided to share it here on my blog.  So please let me know what you think, and if you use it I would love to see what you did with it!!!